How we plan to retire before we’re 40.

This post is not only for keeping myself accountable, to look back and reflect in the future, but also to share with you how you can achieve your own dreams — with a plan.

Photo by averie woodard on Unsplash

First of all, who is ‘we’ and why are we retiring? We is just me and my wife in our mid-20s. And retirement does not mean that we quit our jobs and sit on our couches for the next 40 years of our lives. No — retirement just…